The fintech sector is undergoing a silent revolution. An innovative company is challenging the traditional banking business model by providing new solutions for cross-border payments and corporate financing.

This company utilizes blockchain and digital currency technology to achieve near real-time cross-border remittance services. Compared to traditional banks, which can take several days and charge high fees for cross-border transfers, this company's service can complete transactions within just a few minutes, with significantly reduced fees. This is particularly beneficial for overseas workers sending money home, as it not only saves waiting time but also significantly reduces related costs.

In the field of corporate financing, the company has also brought about groundbreaking innovations. Enterprises no longer need to obtain funds through cumbersome mortgage procedures but can quickly finance based on future income or accounts receivable. This model is especially suitable for industries such as cross-border e-commerce, helping companies rapidly recover funds and improve operational efficiency. Interestingly, these accounts receivable are split into small investment products, allowing ordinary investors to participate, creating a virtuous cycle of capital ecology.

The company recently launched a new version on the Solana blockchain, bringing more opportunities to decentralized finance ( DeFi ) users. Users can choose between stable income or high return strategies, switching flexibly to meet different investment needs. The new version also enhances interoperability with other DeFi protocols, providing users with a more diverse range of financial service options.

It is worth noting that the company achieved significant growth in just two years, with transaction volumes exceeding $3.8 billion and annual revenue reaching $8 million. This growth is primarily driven by the demand for payment and financing in the real economy, rather than purely relying on token speculation, demonstrating the sustainability of its business model.

As financial technology continues to evolve, we can expect to see more innovative services that will further change the traditional financial landscape, bringing more convenience and opportunities for businesses and individuals.