The Rise of Aptos: The New Leader in Global On-Chain Payments

As the scale of global cross-border capital flow exceeds 190 trillion dollars each year, the drawbacks of traditional financial infrastructure are becoming increasingly apparent. These systems are inefficient, costly, and struggle to meet the demands of today's instant communication. In an era where information can cross borders in an instant, cross-border remittances still take several days to complete, and this outdated situation urgently needs to be changed.

Stablecoins: Reshaping the Payment Ecosystem

Stablecoins, as digital assets pegged to fiat currencies, are rapidly becoming important financial tools in the real world. Currently, the total market capitalization of stablecoins has reached $250 billion, accounting for approximately 60% of the total on-chain transaction volume. It is expected that in 2024, the total on-chain transaction volume of stablecoins will reach $24 trillion, with about $7.6 trillion used for payment services.

Stablecoins have advantages such as programmability, composability, and 24/7 operation, allowing funds to flow quickly, securely, and flexibly across networks. However, to fully realize the potential of stablecoins, a modern blockchain platform that matches these needs is required: high throughput, low fees, and tailored for real-world application scenarios.

Aptos: The Blockchain Born for Payments

The Aptos network has become an ideal infrastructure for the new era of on-chain payments due to its outstanding performance and extremely low latency. It can complete transaction confirmations in less than 1 second, with the potential to achieve hundreds of thousands of transactions per second in the future. More importantly, Aptos's transaction fees are incredibly low, averaging just $0.00055, making micropayments a reality.

Aptos's smart contract technology truly enables funds to be "programmable," allowing developers to seamlessly integrate stablecoins into applications, automate workflows, and even efficiently collaborate with other on-chain services. In short, Aptos is a blockchain platform designed for "internet-scale capital flows."

This vision has already begun to bear fruit: Aptos is one of the few blockchains that natively supports the three major USD stablecoins. Within just a few months of its launch, the circulating supply of stablecoins on Aptos has exceeded $1.3 billion, with a monthly trading volume of over $30 billion. These figures are comparable to the most active blockchain platforms in the cryptocurrency space and are still growing rapidly.

Real Payment Applications on Aptos

Thanks to the high speed, scalability, and programmability of Aptos, an increasing number of developers and enterprises are choosing to build applications here, driving the emergence of real-world payment use cases.

• Cross-border remittance: Complete cross-border money transfers within seconds, without intermediaries and without waiting.
• Global salary distribution: Instant arrival, extremely low cost
• Merchant payment collection: Avoid high credit card fees, no waiting period.
• Financial institution business: Millions of payments can be processed on-chain in a single transaction, with settlement completed in seconds.
• Content and creator economy: Supports millisecond-level micropayments, suitable for content, gaming, and Internet of Things scenarios.

Unlike traditional financial channels, Aptos features borderless, round-the-clock, and programmable characteristics, providing developers and institutions with an unprecedented platform for financial innovation.

Open a New Era of Finance

The rise of Aptos is not only a significant breakthrough in blockchain technology but also signifies a comprehensive upgrade of payment standards. The combination of stablecoins and high-performance blockchains like Aptos is elevating the freedom and efficiency of capital circulation to a level comparable to that of information dissemination.

Driven by the thriving Aptos ecosystem, the network is gradually becoming a crucial infrastructure in the on-chain payment sector, known for its highest performance and safety, and most suitable for developers. Developers, entrepreneurs, and financial institutions are leveraging Aptos's powerful capabilities to collaboratively build the future blueprint of payments.

A borderless, ever-evolving financial network is no longer an unattainable dream - it is becoming a reality on Aptos.